One Reason Car Insurance Rises

i can sympathis with people when people do stupid things that cause accident and then get massive pay outs

i was involved in a accident nearly 2 years back now and it was a nightmare of a experience that i will never forget the person who caused the accident was a drunk driver and caused alot of people alot of misery that day.

to cut a long story short he pleaded guilty as he didn't really have any option due to the fact he failed a breath alayser at the scene it took over a year for everything to be sorted out n alot of medicals for myself and my daughters as they were in the car with me that day, it was only december last year when i had finally got the finally settlements through for all of us but it wasn't alot considering the things that we have been through due to the accident as well as the long term suffering that i have to cope with now as well with my back lol

insurance companies should in all fairness (not that its ever going to happen) rise the policies of those at do cause accidents and lower the drivers that dont claim on their insurances that way the tax payers don't get hit as hard for the mistakes of the careless drivers

being a driver myself this is my own personal opinion and it might make those other drivers realise that they need to think of others a bit more (we can only hope) :P